Everyone dreams of having their own pucca house. But for many people this dream remains just a dream. The Central Government’s Pradhan Mantri Awas Yojana (PMAY) is giving a great opportunity to turn this dream into reality. Now you can apply for this scheme from your mobile phone itself. Come, let’s know how you can take advantage of this scheme and what are its special features.
Apply from mobile: So easy, as easy as snapping a finger!
Now you do not need to go around government offices. Through the AwaasPlus 2024 mobile app, you can apply for Pradhan Mantri Awas Yojana from home. This app is so easy that anyone can use it. Just download the app on your phone, fill in the required information, and the application is done!
Special thing: This time the government has started the facility of self survey for the first time. That is, you can enter your information yourself. This survey is available in 8 languages including Hindi, Punjabi, so that there is no language problem.
Who can take advantage of this scheme?
The aim of the Pradhan Mantri Awas Yojana is that every poor and needy family should get a permanent house. But there are some conditions for this:
Income criteria:
- Lower class (LIG): Annual income from Rs 3 to 6 lakh.
- Middle class (MIG): Annual income from Rs 6 to 9 lakh.
- Economically weaker section (EWS): Annual income up to Rs 3 lakh.
Priority: Widows, unmarried women, Divyang, senior citizens, transgender, Scheduled Caste-Tribe, and people of minority class are given special attention.
House condition: You should not already have a permanent house.
New rule: Now houses in Uttar Pradesh will be approved only in the name of women. The name of the female head will also be added to the names of already approved men.
How much benefit will be received?
Under this scheme, the government provides financial assistance for building a concrete house:
- Rural areas: Rs 1.20 lakh (Rs 1.30 lakh in some districts) in three installments.
- Urban areas: Assistance up to Rs 2.50 lakh.
- Loan facility: Loan at 6.5% interest rate and subsidy up to Rs 1.30 lakh.
Also, basic amenities like electricity, water, and toilet are also provided.
How to apply? Step-by-step guide
- Download the app: Download the AwaasPlus 2024 app from Google Play Store on your phone.
- Register: Fill your Aadhaar details and other information in the app.
- Do a self-survey: Enter your family information, income, and house status.
- Upload documents: Upload Aadhaar card, income certificate, and bank details.
- Submit: Check the information and submit the application.
Tip: If you have trouble running the app, you can take help from the nearest block officer or gram panchayat.
Deadline: Hurry up, don’t miss the opportunity!
The government has recently extended the date of the survey. Now you can apply till 30 April 2025. In some states this date may be extended further, like in Sitamarhi, Bihar. So don’t delay, apply today
Why is this scheme special?
Priority to women: 100% of the houses in rural areas are being given in the name of women.
- Easy process: Mobile app and online portal made the application very easy.
- Transparency: Ward-wise document verification has reduced the scope of wrong applications.
- Dream house: Lakhs of people have built their permanent house with this scheme.
What precautions should be taken?
- Give correct information: Giving wrong information may result in cancellation of application.
- Use authorized apps: Avoid fake apps, use only AwaasPlus 2024 or the official website (https://pmayg.nic.in/).
- Keep documents ready: Keep Aadhaar, income proof, and bank details ready in advance.
Your dream is now closer to reality!
Pradhan Mantri Awas Yojana is not just a scheme but a ray of hope for millions of families. The mobile app has made this process even easier. So what are you waiting for? Download the AwaasPlus 2024 app today, apply, and lay the foundation of your pucca house.
For more information, visit the official website https://pmayg.nic.in/ or https://pmayuclap.gov.in/.